“Sooner or later, false thinking brings wrong conduct.” - Julian Huxley
Forget what you think you know about the mortgage meltdown, or at least, suspend your thoughts for a
while. I invite you to consider a different perspective on how we got here and what you can do about it. Everyone has an opinion on how all of this turmoil came about. Everyone has an opinion on what should be done - now. Most of those opinions are based on what we are told. Unfortunately, most of what we have heard is wrong. The nightly news, pontificating politicians, and a myriad of mindsets bombard us daily, altering our perceptions. Chaos appears to reign.
“The science of government becomes simply a science of how to keep the people working and how to keep them quiet.”
Carl G. Gustavson
In the midst of tremendous challenges, tremendous opportunities await those who have or gain the understanding and willingness to act. While the government promises veiled versions of more of the same, you, however, can do something different. Take control. Your individual life is yours to create. This is what this book is about.
“I have accustomed myself to receive with respect the opinions of others but always take the responsibility of deciding for myself.”
Andrew Jackson
Whether you find yourself upside down, dealing with foreclosure, or financially challenged, this book has answers. If you want to know the truth about; how the meltdown happened, real estate cycles, Fannie Mae/Freddie Mac, this book has answers. If you want to know why lenders did what they did, and, do what they do, this book will tell you.
“If you put the federal government in charge of the Sahara Desert, in 5 years there’d be a shortage of sand.”
Milton Friedman
If you are tired of seeing mindless masses all thinking, saying, and doing the same thing, you have found something differant. If you want something other than the conventional wisdoms driving the masses, this book is for you.
“Many of our troubles may be explained from the fact that we live according to a pattern, and instead of arranging our lives according to reason, are led astray by convention.”
Seneca The Younger
They say that as soon as the ink strikes the page, all nonfiction books are partially out of date. With the mortgage meltdown, this will be especially so. Accordingly, updated and expanded information will be available to you here at www.MortgageMeltdownBook.com.
Stanley J. Kazwell, Jr.



